We have all been stunned by the effect COVID-19 or Novel Coronavirus has had on daily life in America. Terms like social distancing, self-quarantine and shelter in place have quickly become commonplace in a matter of days. As we all struggle to get a grip on how our lives will continue to change in the coming weeks, countless issues vie for our attention. Unfortunately, there is also a lot of misinformation out there. The best way to weather this crisis is to listen to the experts and remain calm. We also know many of you have questions about health insurance and the potential costs of COVID-19 testing and treatment. First, we would like to remind you that this situation is developing by the hour. We encourage you to monitor the news periodically to stay informed. With this said, here are some COVID-19 Colorado Health Insurance FAQs to consider as the situation develops.
As we covered in our last post, Colorado Health Insurance And Open Enrollment, there is no need to wait for open enrollment on November 15th to shop health insurance. If you’re healthy, you can qualify for real premium benefit private health insurance right now. There are numerous reasons to consider a private health plan over an Obamacare or ACA plan. First and most importantly, there is no longer a tax penalty for those that skip ACA plans. That’s right, you’ll no longer be charged for having private health insurance. Second, since a private plan often excludes unnecessary and expensive coverage options, it is vastly more affordable than an ACA plan. But the question remains, how do you shop for a private plan without getting caught by clickbait or bait and switch schemes. Square State Insurance is here to help by showing you how to shop for CO health insurance.
Open enrollment for the Affordable Care Act or ACA (commonly known as Obamacare) and Colorado health insurance is coming up this November 1st. Did you know Colorado is actually one of nine states that allows for a longer open enrollment period? Most states close enrollment on December 15th. However Colorado extends the window until January 15th. Even with the extended window, it is no time to put off this important decision. Most insurance customers find open enrollment very confusing to navigate, and you can use all time you can get. The good news is you don’t have go it alone. Here at Square State Insurance we recommend working with a Colorado-based, state-licensed insurance broker. We can help you get started. Let’s take a look at how open enrollment works for 2020 and how you can get the most affordable health insurance plan for you and your family.