It is common for customers to have some degree of misconception about their insurance coverage. Whether it’s homeowners, auto, or other services, insurance can be complicated. While it’s common to be confused about certain policies, it could cost you big if you don’t correct it before an accident or claim. Now is the time to get educated. You can still change or swap your coverage to meet your needs. Below are the most common insurance misconceptions and suggestions on what you can do if you were counting on something in the policy that isn’t true.
Hail damage claims have become a common conversation in Colorado this spring. Everyone is talking about the damage their home and vehicles sustained and how their insurance claims are going. Still others haven’t filed their claims yet, partly due to the fear that another storm may hit and partly due to concerns over long waits to see an adjuster. The good news is hail claim appointments are beginning to slow down in Colorado. If you’re still in need of a hail adjuster for your automobile or homeowners insurance, now is the time to schedule an appointment. We’ll walk you through a first-hand hail adjuster experience for an automobile so you know what to expect.
The aftermath of a hail storm can almost feel like a bomb went off. Broken glass, fallen tree branches, shattered siding, and vehicle dents are a common sight after the storm has passed. May hail storms are a common threat in Colorado as well as other parts of the country, and the Denver just experienced a real doozy with baseball-sized hail falling in the metro area. So what do you do when a serious hail storm strikes your home and automobile? We’ll walk you through both types of hail damage claims.
If you haven’t investigated bundling insurance before, now is the time to give it a closer look. Almost every insurance carrier offers benefits around bundling that includes premium discounts, ease of contact and claims, streamlined billing and less coverage gaps. Insurance companies prefer to have long standing relationships with customers versus a high turnover rate. Bundling insurance is a good opportunity for carriers to reward customer loyalty by offering savings and other perks. The most common coverage options to bundle are auto and homeowners/renters, but there are several other policies that can be bundled in the same way. Let’s take a closer look at why you should consider bundling as well as how to get started.
For many, a pet is part of the family. When a pet suffers from unexpected illness or injury, it can be upsetting as well as costly. Veterinarian costs are rising just like healthcare costs, and it could be heartbreaking to end up in a situation where you can’t afford vet costs in an emergency. More and more people are turning to pet insurance to avoid this situation and protect the well-being of the family pet.
Square State Insurance is pleased to offer pet insurance coverage through Safeco Insurance. Before you purchase coverage, you need to know exactly what you’re getting out of pet insurance. Let’s break down how the coverage works, what you need to know to get started, and what limitations there are on this type of coverage.
Ah, spring in Colorado! The weather can be beautiful as the flowers start to bloom and the plants turn green once again. However, violent storms, both snow and rain, often roll off the mountains this time of year. As we all know, these storms can create some serious problems over the next month or so. Before the next big storm hits, get ready for the spring with these tips on how to prevent spring hazards like water damage.
The New Year can be a pretty enjoyable time. You get to celebrate with friends, kiss your significant other and drink champagne on a Sunday night at midnight (at least in 2016). Then you wake up, probably a little groggy, but you have this fresh start to look forward to this year. You’re going to make changes for the better. You’ll budget your finances more effectively while you work out more – it’s going to be great! You certainly aren’t worried about rising auto insurance rates…
Fast forward. Suddenly it’s March and your taxes are almost due… great. “Wait what’s this?” A letter from your insurance company comes in the mail, but it’s probably good news on savings. After all, you filed no claims and made your payments on time. “Wait, this can’t be right. My rates are raising by how much this year?!”
Colorado auto insurance customers have been reliving this moment all over the state in 2017. The pinch has been especially hard on some. Customers are seeing a raise of 15% or more in their rates. So what happened, and more importantly what can you do about these rising auto insurance rates?
Short-term vacation rentals are more popular than ever, and you don’t have to own property in the Bahamas for it to make sense. Sites like Airbnb make it easy to rent your property to guests all over the globe. The best part is short-term vacation rentals can help supplement your income. Whether you travel part of the year, own a seasonal property, or simply live on the property and rent an adjacent structure, short-term vacation rentals are a viable option for many owners. However, there is a problem. Many who rent short-term don’t even think about vacation rental insurance. If you think Airbnb’s Host Guarantee Insurance is all you need, you’re in for a surprise.
It is about this time of year that freezing temperatures and Colorado snowstorms force you indoors more often than you would like. While it’s tempting to just relax, turn on the TV and get nothing done, there are plenty of indoor projects you can tackle to improve the value of your home and save energy while the weather is cold. Here are our top indoor winter home projects to consider before the spring arrives.
Well you’ve sent out the invitations and it looks like most people have RSVP’d to your New Years party. What do you do now? Is your home ready for a party? Can you ensure all your guests are going to have a safe and enjoyable time? Well worry not, we’re here to help you through the party planning process. Your party is sure to be one of the best in recent memory with these tips on planning a safe and successful new years party.