It is never a pleasant experience when you have to consider an insurance claim. You’re dealing with damage, loss and even the experience of being put out of your home. But deciding whether or not to file a claim can be a tricky endeavor. It is not always wise to file a claim when something happens to your home. How can you determine whether or not to report a claim? Let’s take a closer look at when to file a homeowners insurance claim so you’ll know before something happens.
It is no secret that winter driving in Colorado can be dangerous. Residents and visitors alike need to prepare for before the season and the next big storm hits. Each year, thousands of accidents in the state are the result of poor winter conditions. If you’ve just relocated from an area of the country that rarely sees winter storms, it is especially important to educate yourself. These tips will help you avoid a costly claim and keep your auto insurance rates low. Let’s look into winter driving in Colorado and how you can keep yourself safe on the road.
Life insurance might not be a fun topic to discuss for most people. However, it is a conversation we all need to have, particularly sooner rather than later. Your current life circumstances and age will dictate whether or not now is a good time to add life insurance coverage. If you think you don’t need coverage right now, you might be surprised. So let’s look at the important question: “Do I Need Life Insurance?”
As COVID-19 radically changed the way we approached life in 2020, a disturbing trend emerged in the Denver metro area. After the stay at home order was enacted, Denver saw a 55% rise in car thefts. Needless to say, the pandemic has been a driving factor in the rise in theft. Even the lesser crime of catalytic converter theft is on the rise in Denver. Let’s dig into the reasons why we saw car thefts rise in Denver for 2020 and how you can protect yourself.
A frustrating crime associated with vehicles is on the rise in the US, and you need to know about it. The crime is catalytic converter theft. Unfortunately, it’s a real threat for vehicle owners who park on the street, and 2020 saw a big rise in thefts associated with catalytic converters. Denver is one of the cities seeing this rise as recently reported by CBS 4. Fortunately, you do have a few ways to protect yourself from this crime. Let’s examine why thieves are targeting these expensive car parts and what you can do about it.
Did you know your insurance policies can change from year to year? That’s right, even though your coverage renews each year, you can expect some changes. This year for your 2021 insurance resolutions, it is important that you review policy documents. This is the best way to know you’re still getting the coverage you need in 2021. As we know 2020 didn’t quite go according to plan, and your coverage needs may have changed. Now is the time to ensure you’re still on track, or get ready to make changes before your next policy renews. Let’s dig a little deeper into the topic to set you on the right track for 2021.
In 2020, Colorado families need support more than ever. As a locally owned and operated Colorado business, we believe in giving back to our communities when they need it the most. In response, Square State Insurance is launching a new charity donation program this holiday season. We will be donating $10 to a rotating charity each time we receive a review on Yelp, Google, Facebook, and Next Door. It doesn’t matter what the review says or if it’s from a new or existing customer. Each review earns a donation! Let’s take a closer look at how the reviews for charity program works.
As many families face financial strain in 2020, there is another troubling trend that is emerging. Umbrella insurance rates are rising, and this is leading many people to drop the coverage. Yet now at a time when finances are tight, liability claims can be all the more devastating. Let’s dig deeper into why you still need umbrella insurance, why the rates are rising, and how you can adapt to this new trend.
The pandemic has changed so much of American life this year. These days many of us are worried about our expenses and job security. For those still facing layoffs and furloughs, the concerns only deepen. One thing that many Americans are struggling with this year is finding affordable insurance. For example, gone are the 15% refunds auto insurers issued early this year on policies. Health insurance is particularly troubling for some right now because ACA (Affordable Care Act) plans can be very expensive. If you find yourself getting sick to your stomach shopping ACA plans, we’d like to introduce you to an affordable alternative. It will stop the worries about CO health insurance in 2021 so you can focus on more pressing issues. Let’s take a closer look at private Colorado health insurance.
The fall season is here, and popular holidays like Halloween are going to be a little different this year. While some folks on social media may gripe, fact is no one has ever said Halloween is cancelled. But given the unprecedented times we’re living in, your normal Halloween plans likely will have to change. Yet there is still plenty you can do to enjoy the holiday and have a COVID safe Halloween. Here are some tips to navigate the holiday safely as well as some ideas to keep things spooky while staying safe at the same time.