Short-term vacation rentals are more popular than ever, and you don’t have to own property in the Bahamas for it to make sense. Sites like Airbnb make it easy to rent your property to guests all over the globe. The best part is short-term vacation rentals can help supplement your income. Whether you travel part of the year, own a seasonal property, or simply live on the property and rent an adjacent structure, short-term vacation rentals are a viable option for many owners. However, there is a problem. Many who rent short-term don’t even think about vacation rental insurance. If you think Airbnb’s Host Guarantee Insurance is all you need, you’re in for a surprise.
It is about this time of year that freezing temperatures and Colorado snowstorms force you indoors more often than you would like. While it’s tempting to just relax, turn on the TV and get nothing done, there are plenty of indoor projects you can tackle to improve the value of your home and save energy while the weather is cold. Here are our top indoor winter home projects to consider before the spring arrives.
Well you’ve sent out the invitations and it looks like most people have RSVP’d to your New Years party. What do you do now? Is your home ready for a party? Can you ensure all your guests are going to have a safe and enjoyable time? Well worry not, we’re here to help you through the party planning process. Your party is sure to be one of the best in recent memory with these tips on planning a safe and successful new years party.
This holiday season it is likely your home will be full of family, friends and even a few pets. Although everyone will be focused on having fun and celebrating the season, there are plenty of accidents that can happen around the home if you’re not careful. Each year the emergency room can be a popular place around Christmas time, but if you’re prepared, none of your guests will have to visit this unwanted destination. Here are some of the most common holiday hazards to be aware of this year.
We’ve all heard it before – using a turkey fryer can be dangerous. Every year turkey fryers cause an alarming amount of fires on Thanksgiving. We see the stories on the news, or if you like, there are plenty of videos online of sensational fryer accidents. For most, it’s no secret that Thanksgiving is the most dangerous holiday to cook on. But the fear of a dry turkey motivates many unprepared chefs to try frying a turkey every year. After all, a crispy turkey can be a real crowd pleaser, but if you’re not careful, you could lose your entire home trying to make one good meal.
A good homeowners policy will cover a turkey fryer accident up to a point, but don’t take the risk. Know what you’re getting into and follow all the proper safety precautions so you and your guests can have a safe, enjoyable holiday.
Congratulations! You’re ready to stop renting and purchase a home of your own. Selecting the right homeowners insurance is an important step. Square State Insurance is the perfect agency to help you through this transition. But first thing is first, you may be wondering exactly what homeowners covers. Not to worry, we’ll help break down standard homeowners coverage so it is easy to understand.
Often the first step in finding the right homeowners coverage is to think about common homeowners claims that might happen to you. While floods and forest fires are confined to certain regions, claims like animal bites, home accidents and falling trees happen everywhere. Below we’ve put together a list of common claims to think about before you get a new homeowners policy or revise your existing coverage.
The summer months have passed, and all those plans you had for home improvement projects this summer haven’t gone so well. Fortunately, there is still time this fall to get everything done as long as you get cracking. In many ways, fall is the best time to get those lingering projects completed anyway. The extremely hot days have passed and the pressing things to get done before winter start to come into focus. If you’re not sure where to start, we’ve listed out several DIY fall home projects and a few that require professional consults to help you get started.
In our previous article, we covered the important tasks related to winterizing your car. Now that your car is winterized and you’re ready for winter travel, it’s time to turn your attention to the larger task of winterizing your home. In many ways, preparing your home for winter is more important than winterizing your car. Why? Because you can save a good amount on energy costs and keep those pesky home maintenance costs down, and while saving money is great, skimping on winterizing your home could lead to expensive and unwanted insurance claims. So in addition to getting good homeowners coverage, let’s get out the ladder and some work gloves and discuss some home winterizing tips.
Over the past few years, homeowner insurance claims have been on a steady rise, and this isn’t good news for your homeowners insurance premium. Much of the rise in claims has been attributed to catastrophic events like storms and forest fires, and looking back at the past few years in Colorado, this shouldn’t come as much of a surprise. But you’re not powerless in the wake of these rising claims, and you certainly shouldn’t just cross your fingers and hope you don’t become part of the trend. Let’s dig a little deeper into why claims are rising in Colorado as well as examine ways you can help keep your homeowners premium low.