Category Homeowners Insurance

If you live in Colorado, the news around homeowners insurance premiums isn’t good. Most homeowners customers are seeing their rates rise again in 2018, and there are several reasons why. Colorado has been hit with some pretty severe natural disasters…

It seems like a rare and often accidental occurrence – your dog bites someone else. However, dog bites rack up plenty of insurance claims each year, and much more than you’d expect. Dog bite claims are so common that they’ve…

We all think of a homeowners policy as a basic precaution for anyone who owns a home. If you don’t own any items of extreme value as we talked about in Homeowners Insurance Rider – Do I Need One, then…

Recently we talked about How To Insure Jewelry by adding a homeowners insurance rider, but did you know there are a lot of valuable items you can insure with a homeowners insurance rider? It doesn’t have to be just homeowners…

A lot of considerations go into your overall homeowners insurance policy. Namely there is the cost of rebuilding your home, the estimations needed to replace your valuables and the coverage needed to protect you in a liability suit (up to…

Every year homeowners explore new ways to keep their premiums low and get the best coverage options out of their policies. While some may look at bundling new or existing services, or simply raising their deductible, there are more substantial…

The difference between Market Value (sales price) and Replacement Cost (insurable value). The Real Estate Market in Colorado is booming, and as a result the value of many Colorado homes is going up. New home buyers are seeing the price…

Homeowners insurance can be one of the most confusing policies available, but you’re not alone in navigating this important coverage option. Every new homeowner has plenty of questions about their coverage and policy details. Even customers who have had homeowners…

Colorado, like many states, is full of beautiful old homes. While many homeowners in Colorado are buying new and modern homes, there are several reasons why a buyer might prefer an old home. Unique classic architecture, solid building materials like…

Homeowners insurance is a must-have for any homeowner, be it a first-time owner or a long time owner. We shop for it with certain events in mind. Fire, water damage and theft are the primary incidents that homeowners worry about,…