Fall is once again upon us, and there are plenty of insurance considerations that come with this time of year. As you start to rake leaves, set out the pumpkins, and warm up the hot chocolate, don’t forget to cross off the following items on your fall insurance checklist. Of course late fall is the time to think about health insurance and open enrollment, and we encourage our customers to act now instead of waiting until the last minute. Homeowners and auto insurance claims can rise around this time of year as well. It is wise to get your home in shape for winter now and double check your driving habits when road conditions worsen. Let’s get to the checklist so you can get back to enjoying the fall season.
A question we are asked by both new and existing customers is how long the average customer will stay with one insurance carrier. Here at Square State Insurance, we are an insurance broker not an “agent,” which means we work with many different insurance carriers, or companies. This allows us to shop coverages and present the best options to clients. Because of this, we also see customers switch insurance carriers from time to time. There are several reasons people may switch or stay with one insurance carrier. Let’s see how often on average customers switch and the pros and cons of making a change.
When you’re shopping for a top rated insurance agent Denver, CO, or even in the nearby area, it pays to select a reputable company. Whether you’re new and moving to the area or just looking to switch insurance carriers, a company’s rating is extremely important. Here are several factors to consider as you search:
- Yelp Rating
- Google Rating
- Facebook Rating
- Website Appearance
- Quote Response Time
- Personal Recommendations
So before you begin your search for a top rated insurance agent Denver CO, let’s take a closer look at these six important factors.
Coverage like homeowners insurance exists for a reason – to protect you in the event of a loss or damage to your home. The same goes for auto insurance and your car. But what if we told you there were times after an accident where you shouldn’t use your insurance at all? That’s right, sometimes it is better to not file a claim. (This of course assumes you are not liable for an accident, which in that case you are required by law to report it). The question of to claim or not to claim is one that varies with each and every situation. The choice of filing a claim or not also depends on the type of insurance. Let’s take a closer look at the classic question – to claim or not to claim.
With another year come and gone, many insurance customers make the mistake of letting their policies renew without reviewing them. Worse yet, some customers don’t add the extra coverage they truly need as the year starts. Luckily the new year represents a chance to start again with your insurance coverage. Even if your coverage doesn’t end or renew until the middle of the year, now is the time to plan ahead. The thing is insurance needs are fluid and can change throughout the course of a year, if not sooner. So now that the calendar has turned over, let’s run down a checklist of a typical new year’s insurance review.
Colorado is a great place to spend the holidays. While there’s always a chance of snow both in cities like Denver and the mountains, there are plenty of holiday festivities to be had regardless of the weather. Here at Square State Insurance, we’ve celebrated holidays in Colorado the past few years by listing out some of the great activities you can enjoy throughout the state. From a day on the slopes to always popular activities like the Denver Zoo Lights, there’s something for everyone as the calendar gets closer to December 25th and New Years. Let’s see what Colorado holiday events are planned for the 2018 season.
The holiday season is a time to celebrate, but did you also know it is the time of the year when the most insurance claims are filed? That’s right, whether you’re headed away from home or hosting, potential claims lurk around every corner. From numerous turkey fryer claims to accidents around the home, it pays to prepare for the worst when the holidays hit. Let’s look at four common claims and what you can do to keep your family and your home safe from Thanksgiving to the New Year.
This weekend we all turn the clocks back an hour and thankfully receive an extra hour of sleep. While we could all probably use another hour to catch up on sleep, there are several more important reasons why the US has adopted daylight savings time (DST). The story of daylight savings time is one with players like a famous founding father, a devoted golfer and the great war. Let’s learn more about why we even mess with our clocks in the first place, and of course don’t forget to turn those clocks back this Sunday!
When first shopping for insurance, everyone has to start somewhere. While your first time buying insurance may not seem very exciting, this is actually a cause for celebration. After all, you’re established enough to pay for your own insurance, and you have property like your car, home or apartment and more to cover. While it may seem tempting to just buy a quick internet policy for the least amount of money possible, you’re much better off doing your research before buying that first policy. We’ve put together several tips for first timers who are just getting started in the insurance world.
Sometimes your current insurance company doesn’t end up being the best option for you going forward. It’s natural for consumers to switch insurance companies a few times in their lives, if not more. There are several reasons consumers switch. Their previous insurer may not offer all the coverage options they now need, or the customer may move to an area where their previous coverage isn’t applicable. Other times it’s as simple as dissatisfaction with the insurer’s service or a simple matter of price. Whatever your reasons, you should never feel like you’re locked into your insurance coverage. Let’s take a look at the steps required to switch insurance companies.