In today’s socially distanced society, more and more of us are turning to online shopping for our needs. At the same time, many families are struggling to make ends meet. Unfortunately auto insurance companies are no longer offering 15% Auto Insurance Refunds, but auto and home insurance customers still need to save money. In response, many are turning to online insurance comparison sites. While in theory these sites are a great way to compare rates, they don’t tell the full story. Worse yet, they can lead to wrong policy decisions. If your insurance policy is up for renewal or you’re just ready for a switch to save money, we recommend working with a broker versus a comparison site. Here are the reasons why.
So here we are. Many of us are confined to our homes until at least mid April in Colorado. Even if you’re deemed an essential worker, you should still be spending all your evenings and weekends around the house. While many give into the temptation to watch the news cycle endlessly or fire up streaming services for hours on end, we’d like to explore some better ways to get through this quarantine. In response we’ve assembled a list of stay at home order activities to help you make the most of this unfortunate downtime. Who knows, you might just pick up a new hobby or knock out a lingering project. So let’s take a closer look at some great stay at home order activities.
2020 is here and we’re all looking forward to a great New Year. Part of looking ahead involves the infamous act of setting resolutions for yourself. After all, the New Year is a great time to evaluate where you are and what you want to change. While things like weight loss, exercise, healthy eating and other positive habits will likely highlight your list, an insurance review should also be on there! Your insurance coverage, or lack thereof, can have a big impact on your year. A review is easy to do, and you can knock it out in the first few days of 2020. We’re here to help with our top tips for your 2020 Colorado Insurance Resolutions.
Here at Square State Insurance, we believe our customers are entitled to only the best service. After all, insurance products are about protecting customers from the unknown, and we know every family deserves to feel safe and secure. It is this commitment to service that has led us to become a top rated Denver insurance agent year after year. We’re honored to be recognized by several independent companies as a best rated local business. More importantly, we’re honored that so many trust us for quality insurance services. Let’s investigate what makes up a top rated Denver insurance agent and why you can trust Square State for all your coverage needs.
Halloween is upon us again, and so begins the scary season where insurance claims rise. The season continues through Thanksgiving and Christmas, but Halloween is when the spike begins. In fact Halloween can be the worst of the three holidays when it comes to a claim increases. So while you’re making the season spooky, be sure to spend plenty of time preparing your home and automobile for unforeseen insurance claims. We’re picked out some of the most common claims you may encounter this holiday so you can keep your family safe. Let’s take a look at the top Colorado Halloween claim risks.
Fall is once again upon us, and there are plenty of insurance considerations that come with this time of year. As you start to rake leaves, set out the pumpkins, and warm up the hot chocolate, don’t forget to cross off the following items on your fall insurance checklist. Of course late fall is the time to think about health insurance and open enrollment, and we encourage our customers to act now instead of waiting until the last minute. Homeowners and auto insurance claims can rise around this time of year as well. It is wise to get your home in shape for winter now and double check your driving habits when road conditions worsen. Let’s get to the checklist so you can get back to enjoying the fall season.
A question we are asked by both new and existing customers is how long the average customer will stay with one insurance carrier. Here at Square State Insurance, we are an insurance broker not an “agent,” which means we work with many different insurance carriers, or companies. This allows us to shop coverages and present the best options to clients. Because of this, we also see customers switch insurance carriers from time to time. There are several reasons people may switch or stay with one insurance carrier. Let’s see how often on average customers switch and the pros and cons of making a change.
When you’re shopping for a top rated insurance agent Denver, CO, or even in the nearby area, it pays to select a reputable company. Whether you’re new and moving to the area or just looking to switch insurance carriers, a company’s rating is extremely important. Here are several factors to consider as you search:
- Yelp Rating
- Google Rating
- Facebook Rating
- Website Appearance
- Quote Response Time
- Personal Recommendations
So before you begin your search for a top rated insurance agent Denver CO, let’s take a closer look at these six important factors.
Coverage like homeowners insurance exists for a reason – to protect you in the event of a loss or damage to your home. The same goes for auto insurance and your car. But what if we told you there were times after an accident where you shouldn’t use your insurance at all? That’s right, sometimes it is better to not file a claim. (This of course assumes you are not liable for an accident, which in that case you are required by law to report it). The question of to claim or not to claim is one that varies with each and every situation. The choice of filing a claim or not also depends on the type of insurance. Let’s take a closer look at the classic question – to claim or not to claim.
With another year come and gone, many insurance customers make the mistake of letting their policies renew without reviewing them. Worse yet, some customers don’t add the extra coverage they truly need as the year starts. Luckily the new year represents a chance to start again with your insurance coverage. Even if your coverage doesn’t end or renew until the middle of the year, now is the time to plan ahead. The thing is insurance needs are fluid and can change throughout the course of a year, if not sooner. So now that the calendar has turned over, let’s run down a checklist of a typical new year’s insurance review.