It is common knowledge that valid insurance is required to operate a motor vehicle in a state like Colorado. However an astonishing amount of people still choose to drive without insurance. In fact, a recent Rocky Mountain Insurance Information Association study found that 16.2% of motorists in Colorado are driving without insurance. This is higher than the national average of 12.6%! So why are so many drivers choosing to break the law and forgo insurance? We won’t speculate as to the reasons people are breaking this important law. Instead today we will look at the problem a little closer and list some ways you can protect yourself from Colorado Uninsured Motorists.
As a city like Denver continues to grow, it can experience a growth in crime as well. Unfortunately vehicle theft has been up in Denver the last few years, and there is even a pattern that Denver police is noticing that we’ll discuss later. The rise in car theft can contribute to other crimes as a stolen car is often used for other nefarious purposes down the line. The increase in theft is even a big reason why car puffing has been illegal in Denver for many years. As a vehicle owner and an auto insurance customer, it pays to know how crime is evolving in your area so you can protect yourself from a potential claim. Let’s take a look at the top five most stolen vehicles in Denver and discuss different ways you can protect yourself from car theft.
We all rely on our vehicles for daily commuting, picking up and dropping off family, chores and anything else that comes up during each day. However did you ever wonder what the best selling vehicle is in your state and why people decide to drive it more than any other automobile? Today let’s look at some of the best selling vehicles in the US by region and then by state to see if any patterns emerge. We’ll also talk about how vehicle choice can impact your auto insurance and safety on the road. So let’s get down to it – can you guess the most popular vehicle in Colorado?
As you shop for auto insurance, there are three important terms you should know. The first is liability insurance, which is something everyone needs. In fact, you can’t legally operate a vehicle without liability insurance. Essentially liability protects you from any accident where you’re to blame, and it helps pay for any damages other drivers or property owners sustain. Just carrying liability insurance on your vehicle is the cheapest option, but beware this coverage will not help you pay for any damage sustained to your car. This is where additional auto insurance coverage options come in, namely comprehensive vs. collision. Let’s take a closer look at both options and see if one or both are right for you.
With another tragic limo crash making headlines, we thought it would be helpful to examine why not wearing a seatbelt in the back seat can be dangerous. Adults are accustomed to wearing seatbelts in the front seat, be it for fear of a ticket or hopefully to stay safe while driving. However, the backseat can be a different matter altogether. Many adults and even children shirk the idea of wearing a seatbelt while riding in the back, but in reality it is just as important as wearing one in the front. The idea that the back seat is less dangerous than the front seat is simply false. Let’s dispel the myths as to why some people don’t feel it’s necessary to wear a seatbelt in the back seat of a car, bus or limo.
Now that school is back in session after the summer, many new teenage drivers will be getting their licenses this fall. This also means that teens will face challenges while driving like changing weather conditions, school traffic and more. Even if teens aren’t brand new to driving, they still face many dangers as they gain experience behind the wheel. Fact is – auto accidents are the leading cause of death for US teens. Whether you’re just shopping auto insurance coverage for the new driver in your family or you have a teen driver still learning the ropes, you absolutely need to know these statistics. Let’s take a closer look at teen driver statistics and what they mean for safer teen driving, especially if you are a parent.
Day after day, commercial after commercial, promises of savings and better auto policies flash on your television. Americans love to talk about switching and saving on their auto coverage, but here is a quick tip. The best way to save on your auto policy, and your insurance policies in general, is to learn more about your coverage options. Auto insurance FAQs range from simple “Do I Need Car Insurance” to much more complex questions. We’d like to guide you through some of the most common auto insurance FAQs so you’ll be informed and ready to find the best coverage for you.
It’s that time of the year in Colorado. As temperatures drop, the morning walk to the car, and the shivering after you first start it, can be a pretty unpleasant experience. This is especially true when you do it day in and day out. It’s tempting to start the car before you have to leave so it’s warm when you get into it. Today many drivers all around the country rely on this tactic to prevent those first few freezing minutes of the drive. What many Colorado residents might not know is that this practice, known as “puffing” or “car puffing,” is illegal in the state. Even though it is an established law, every year people ignore it or simply don’t understand why it is a law. Fact is car puffing has some severe consequences, which led it to be outlawed in the first place. Let’s learn more about car puffing and why it is illegal.
Hail damage claims have become a common conversation in Colorado this spring. Everyone is talking about the damage their home and vehicles sustained and how their insurance claims are going. Still others haven’t filed their claims yet, partly due to the fear that another storm may hit and partly due to concerns over long waits to see an adjuster. The good news is hail claim appointments are beginning to slow down in Colorado. If you’re still in need of a hail adjuster for your automobile or homeowners insurance, now is the time to schedule an appointment. We’ll walk you through a first-hand hail adjuster experience for an automobile so you know what to expect.
The New Year can be a pretty enjoyable time. You get to celebrate with friends, kiss your significant other and drink champagne on a Sunday night at midnight (at least in 2016). Then you wake up, probably a little groggy, but you have this fresh start to look forward to this year. You’re going to make changes for the better. You’ll budget your finances more effectively while you work out more – it’s going to be great! You certainly aren’t worried about rising auto insurance rates…
Fast forward. Suddenly it’s March and your taxes are almost due… great. “Wait what’s this?” A letter from your insurance company comes in the mail, but it’s probably good news on savings. After all, you filed no claims and made your payments on time. “Wait, this can’t be right. My rates are raising by how much this year?!”
Colorado auto insurance customers have been reliving this moment all over the state in 2017. The pinch has been especially hard on some. Customers are seeing a raise of 15% or more in their rates. So what happened, and more importantly what can you do about these rising auto insurance rates?