As the global pandemic rages on, more and more Colorado residents are worried about paying their bills. At the same time, unemployment rates are skyrocketing in the state. Just last week 105,000 Coloradans filed for unemployment. That’s more claims than all of 2019! There is no doubt it’s wise to be careful with our spending right now. Items like food, rent and utilities should be our primary focus. It only follows that some people are considering cancelling their auto insurance. After all, many of us aren’t driving very often. However, this is generally a risky and bad idea for most Coloradans. We’ve put together this article to help you find alternatives to cancelling your coverage. Don’t cancel auto insurance during Coronavirus, and here is why.
COVID-19 has disrupted the daily life of everyone in Colorado. As the stay at home order extends into April, many are struggling to make ends meet. But there is some good news during this crisis as well. Today we’d like to share some exciting news for our auto insurance customers. Our top three carriers are giving back in this crisis by providing 15% auto insurance refunds (or more) for April and May. Insurers all around the country have recognized that people are driving less right now. In response, the amount of accidents and claims have gone down significantly.
Insurers want to pass those savings on to you during this difficult time. For now, 15% of your April and May premiums (or more) will be refunded to you. However, future reductions could be coming after May as well. Find your current auto insurance company below to learn how you’ll receive 15% auto insurance refunds. (Hint: It requires no action on your part).
Today we’re going to talk about everyone’s favorite topic, saving money. That’s right, we’re hunting auto insurance discounts at Square State Insurance. While a Colorado-licensed broker is used to shopping policies for customers, it still pays to know what discounts are out there and if you can take advantage of them. Make no mistake. Insurance brokers love to save customers money. It’s one of the most rewarding parts of the job. If you ask about one of the following auto insurance discounts, we’ll do our best to find a policy that offers it. So let’s look at the most common auto discounts available to most customers.
Many of us consider fall to be our favorite season. The hot temperatures have subsided and the upcoming Thanksgiving and Christmas holidays are just around the corner. However fall is also the busiest time of the year for insurance claims. This is especially true for auto related claims. Bad weather, slick roads, increased shopping visits and holiday travel all contribute to higher than average claim rates during the fall season. Don’t fall victim to the rise in fall accidents. Check out our tips for safe fall driving in Colorado to ensure everyone has a happy and healthy season! Best of all, these tips will ensure your auto insurance rates stay low for the coming year.
It is common knowledge that valid insurance is required to operate a motor vehicle in a state like Colorado. However an astonishing amount of people still choose to drive without insurance. In fact, a recent Rocky Mountain Insurance Information Association study found that 16.2% of motorists in Colorado are driving without insurance. This is higher than the national average of 12.6%! So why are so many drivers choosing to break the law and forgo insurance? We won’t speculate as to the reasons people are breaking this important law. Instead today we will look at the problem a little closer and list some ways you can protect yourself from Colorado Uninsured Motorists.
As a city like Denver continues to grow, it can experience a growth in crime as well. Unfortunately vehicle theft has been up in Denver the last few years, and there is even a pattern that Denver police is noticing that we’ll discuss later. The rise in car theft can contribute to other crimes as a stolen car is often used for other nefarious purposes down the line. The increase in theft is even a big reason why car puffing has been illegal in Denver for many years. As a vehicle owner and an auto insurance customer, it pays to know how crime is evolving in your area so you can protect yourself from a potential claim. Let’s take a look at the top five most stolen vehicles in Denver and discuss different ways you can protect yourself from car theft.
We all rely on our vehicles for daily commuting, picking up and dropping off family, chores and anything else that comes up during each day. However did you ever wonder what the best selling vehicle is in your state and why people decide to drive it more than any other automobile? Today let’s look at some of the best selling vehicles in the US by region and then by state to see if any patterns emerge. We’ll also talk about how vehicle choice can impact your auto insurance and safety on the road. So let’s get down to it – can you guess the most popular vehicle in Colorado?
As you shop for auto insurance, there are three important terms you should know. The first is liability insurance, which is something everyone needs. In fact, you can’t legally operate a vehicle without liability insurance. Essentially liability protects you from any accident where you’re to blame, and it helps pay for any damages other drivers or property owners sustain. Just carrying liability insurance on your vehicle is the cheapest option, but beware this coverage will not help you pay for any damage sustained to your car. This is where additional auto insurance coverage options come in, namely comprehensive vs. collision. Let’s take a closer look at both options and see if one or both are right for you.
With another tragic limo crash making headlines, we thought it would be helpful to examine why not wearing a seatbelt in the back seat can be dangerous. Adults are accustomed to wearing seatbelts in the front seat, be it for fear of a ticket or hopefully to stay safe while driving. However, the backseat can be a different matter altogether. Many adults and even children shirk the idea of wearing a seatbelt while riding in the back, but in reality it is just as important as wearing one in the front. The idea that the back seat is less dangerous than the front seat is simply false. Let’s dispel the myths as to why some people don’t feel it’s necessary to wear a seatbelt in the back seat of a car, bus or limo.
Now that school is back in session after the summer, many new teenage drivers will be getting their licenses this fall. This also means that teens will face challenges while driving like changing weather conditions, school traffic and more. Even if teens aren’t brand new to driving, they still face many dangers as they gain experience behind the wheel. Fact is – auto accidents are the leading cause of death for US teens. Whether you’re just shopping auto insurance coverage for the new driver in your family or you have a teen driver still learning the ropes, you absolutely need to know these statistics. Let’s take a closer look at teen driver statistics and what they mean for safer teen driving, especially if you are a parent.