In recent years, insurance customers have been bombarded with countless insurance ads about how they should switch companies and how much they can save when they do. In light of this oversaturation, it can be hard to know exactly what…
There are several insurance coverage options that make up a typical portfolio for any Colorado resident. These include homeowners insurance or renters insurance, auto insurance and umbrella insurance. However many Colorado residents may be overlooking an important insurance option that…
For any home buyer, be it first time or experienced, homeowners insurance is considered an essential part of the equation. Indeed if a home is purchased with a mortgage, homeowners insurance is a required part of the transaction that must…
If you live in Colorado, the news around homeowners insurance premiums isn’t good. Most homeowners customers are seeing their rates rise again in 2018, and there are several reasons why. Colorado has been hit with some pretty severe natural disasters…
Most homeowners think about flood insurance at some point, be it before they buy a home, during the closing process or after a big storm. For those that aren’t familiar, floods are not covered by a standard homeowners policy. This…
It seems like a rare and often accidental occurrence – your dog bites someone else. However, dog bites rack up plenty of insurance claims each year, and much more than you’d expect. Dog bite claims are so common that they’ve…
Most insurance customers have heard about umbrella coverage, but often the need for it is clouded in “what if” scenarios. Commonly umbrella insurance is sold with claims like “you never know when you’ll need it,” and “it only costs a…
We all think of a homeowners policy as a basic precaution for anyone who owns a home. If you don’t own any items of extreme value as we talked about in Homeowners Insurance Rider – Do I Need One, then…
Recently we talked about How To Insure Jewelry by adding a homeowners insurance rider, but did you know there are a lot of valuable items you can insure with a homeowners insurance rider? It doesn’t have to be just homeowners…
A lot of considerations go into your overall homeowners insurance policy. Namely there is the cost of rebuilding your home, the estimations needed to replace your valuables and the coverage needed to protect you in a liability suit (up to…
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