Most insurance customers have heard about umbrella coverage, but often the need for it is clouded in “what if” scenarios. Commonly umbrella insurance is sold with claims like “you never know when you’ll need it,” and “it only costs a…
We all think of a homeowners policy as a basic precaution for anyone who owns a home. If you don’t own any items of extreme value as we talked about in Homeowners Insurance Rider – Do I Need One, then…
Recently we talked about How To Insure Jewelry by adding a homeowners insurance rider, but did you know there are a lot of valuable items you can insure with a homeowners insurance rider? It doesn’t have to be just homeowners…
A lot of considerations go into your overall homeowners insurance policy. Namely there is the cost of rebuilding your home, the estimations needed to replace your valuables and the coverage needed to protect you in a liability suit (up to…
Every year homeowners explore new ways to keep their premiums low and get the best coverage options out of their policies. While some may look at bundling new or existing services, or simply raising their deductible, there are more substantial…
Shopping around is important for any purchase, be it a vehicle, a pair of shoes, or insurance coverage. If you jump at the first thing you see or let the sales rep make the decision for you, chances are you’ll…
Another long year has passed and it’s time to look ahead towards the coming year. While most are considering weight loss plans and other resolutions, or simply enjoying the New Year revelry, there is also a time where you have…
The difference between Market Value (sales price) and Replacement Cost (insurable value). The Real Estate Market in Colorado is booming, and as a result the value of many Colorado homes is going up. New home buyers are seeing the price…
Day after day, commercial after commercial, promises of savings and better auto policies flash on your television. Americans love to talk about switching and saving on their auto coverage, but here is a quick tip. The best way to save…
It’s that time of the year in Colorado. As temperatures drop, the morning walk to the car, and the shivering after you first start it, can be a pretty unpleasant experience. This is especially true when you do it day…
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