While most people would never dream of owning a home without insuring it, countless renters pay no mind to renters insurance every year while living as a tenant in a building they don’t own. Yet everyone owns valuable things, and everyone is most certainly in need of the protection that renters coverage provides. So why is it that so many choose to skip renters insurance? Is it the cost? Do they believe that their landlord’s insurance will protect them in the event of a calamity like fire or severe weather? Let’s examine exactly why you can’t afford not to have renters insurance.
A traffic stop almost always catches you off guard. Now you’re pulled over with an expired auto insurance card, and the officer walking up to your window is about to ask to see it alongside your driver’s license. What do you do? Are you stuck with that pricy ticket? Well no, you’re not necessarily going to pull away from the curb with a ticket, but you will have to be polite, and you’re going to need a smart phone. Let’s examine what to do if you’re in this situation.
The most talked about Insurance Tip my clients talk about has nothing to do with auto insurance. The tip is that a number of Colorado DMV’s will let you call ahead to “schedule an appointment.” This is not your typical appointment but after you one, you show up you are usually the next number called. My clients rave about this car insurance tip and the time it saves them at the DMV. Here is a list of phone numbers for some Denver County Department of Motor Vehicles: